Incoming basic protection compared
Typically taken out by people who are neither studying nor in social-insurance employment – e.g. tourists, visitors, opportunity-card holders, family reunion, job seekers and non-social-insurance activities.
According to the provider, all the private health insurance plans from Care Concept in this section meet the usual requirements for proof of insurance in a Schengen visa application. Decisive are the provider's own information and the requirements of the respective embassy or authority.
Care Visa Protect
For Schengen visas and short stays up to 92 days.
- ✓Max. 92 days duration
- ✓Coverage limit €50,000
- ✓Schengen-compliant
- ✓Multiple visa annual option (available in the application)
- ✓24/7 emergency line
- ✓
Redirect to care-concept.de – the contract is concluded there.
View terms (AVB)Care Economy
For stays up to 2 years — visa, Chancenkarte, family reunion.
- ✓Max. 2 years duration
- ✓Unlimited coverage
- ✓Officially recognised (>€30,000)
- ✓ up to €25,000
- ✓
- ✓
Redirect to care-concept.de – the contract is concluded there.
View terms (AVB)Care Expatriate (Comfort)
For self-employed, expats and people not subject to social security.
- ✓Max. 5 years duration
- ✓Unlimited coverage
- ✓Insurance in up to 60 days/
- ✓Preventive check-ups €250
- ✓
- ✓
Redirect to care-concept.de – the contract is concluded there.
View terms (AVB)Detail comparison
Neutral side-by-side view of publicly available tariff features (data source: care-concept.de). No recommendation of individual tariffs. All information without warranty.
| Benefit | Care Visa Protect | Care Economy | Care Expatriate (Comfort) |
|---|---|---|---|
| Target group | For Schengen visas and short stays up to 92 days. | For stays up to 2 years — visa, Chancenkarte, family reunion. | For self-employed, expats and people not subject to social security. |
| Max. duration | 92 d. | 2 y. | 5 y. |
| Price from | €0.85/day | €1.00/day | €63.00/mo. |
| Coverage limit | 50.000 € | ∞ | ∞ |
| Recognised by embassies | ✅ | ✅ | ✅ |
| treatment | ✅ | ✅ | ✅ |
| treatment | ✅ | ✅ | ✅ |
| ✅ | ✅ | ✅ | |
| ✅ | ≤ 25.000 € | ✅ | |
| ❌ | ✅ | ✅ | |
| Preventive check-ups | ❌ | ❌ | 250 € |
| — | : €25 or €0 | : 150 € / 500 € | |
| Multiple visa annual option | ✅ | ❌ | ❌ |
| 24/7 emergency line | ✅ | ✅ | ✅ |
| ❌ | ❌ | ✅ |
Care Economy — premium table
| Duration | up to 64 y. no deductible | up to 64 y. with deductible | 65+ y. no deductible | 65+ y. with deductible |
|---|---|---|---|---|
| up to 90 days | €1.18/day | €1.00/day | €3.48/day | €2.95/day |
| 91–180 days | €1.59/day | €1.35/day | €4.37/day | €3.70/day |
| 181–365 days | €59/mo. | €50/mo. | €149/mo. | €126/mo. |
| 366–730 days | €89/mo. | €75/mo. | €286/mo. | €242/mo. |
Care Visa Protect — premiums
- • up to age 64: €0.85/day
- • from age 65: €2.60/day
- • Multiple visa annual premium (up to 64): €110
- • Multiple visa annual premium (65+): €215
Team Travel
Responsible for: Care Visa Protect · Care Economy
These are the contact details of Care Concept AG. schengen-visa-insurance does not provide any advice.
Team Business
Responsible for: Care Expatriate
These are the contact details of Care Concept AG. schengen-visa-insurance does not provide any advice.
All prices, tariffs and contributions shown on this page are non-binding reference values in Euro (€) and refer to the conditions published by Care Concept AG and DAK-Gesundheit. Changes, adjustments and deviations are possible at any time. Only the current prices, tariffs and terms of the respective insurer at the time the contract is concluded apply.