Tariffs in the higher-education area
This page describes Care Student and the DAK offers shown here.
Described by the provider as proof of insurance for visa procedures. The competent diplomatic mission decides on acceptance in the individual case.
Care Student
– at the doctor.
- ✓ – free choice of doctor
- ✓For university ()
DAK + Garantietarif 120
€120 annual payment if the tariff conditions are met; details from the provider.
- ✓
- ✓ (subsidy up to €60/year)
- ✓Long-term care insurance included
- ✓Health card
DAK + Fit & Travel
Statutory insurance with worldwide travel coverage.
- ✓Worldwide travel insurance (up to 3 months)
- ✓Head physician treatment and single or double room (in case of accident)
- ✓€60 subsidy for fitness or a smartwatch
- ✓
- ✓Long-term care insurance included
DAK Garantietarif 120
€120 annual premium payment if the tariff conditions are met; details from the provider.
DAK Fit & Travel
Supplementary offer described by the provider with worldwide travel cover, benefits following an accident and a contribution towards fitness or a smartwatch. The provider's tariff and participation conditions apply.
Technical process with the provider: the optional tariffs shown are supplementary offers linked to DAK membership. Selection and further details are handled exclusively in the provider's process.
Detail comparison
Neutral side-by-side presentation of published tariff features. No ranking or product recommendation.
| Benefit | Care Student | DAK + Garantietarif 120 | DAK + Fit & Travel |
|---|---|---|---|
| Type | Care Student | DAK | DAK |
| ~55–100 € | ≥ 135,52 € | ≥ 145,52 € | |
| at the doctor | ✅ | ❌ | ❌ |
| For () | ✅ | ✅ | ✅ |
| ❌ | ✅ | ✅ | |
| (subsidy up to €60/year) | ❌ | ✅ | ✅ |
| Travel vaccinations | ❌ | ✅ | ✅ |
| Long-term care insurance included | ❌ | ✅ | ✅ |
| €120 annual refund | ❌ | ✅ | ❌ |
| Worldwide travel insurance (up to 3 months) | ❌ | ❌ | ✅ |
| Head physician treatment and single or double room (in case of accident) | ❌ | ❌ | ✅ |
| €60 subsidy for fitness or a smartwatch | ❌ | ❌ | ✅ |
| Health card | ❌ | ✅ | ✅ |
| ❌ | ✅ | ✅ | |
| 300 € | ❌ | ❌ |
DAK Studierende — premiums (as of 1 Jan 2026)
| Age | Standard | + Garantietarif 120 | + Fit & Travel |
|---|---|---|---|
| up to 23 y. | €145.52/mo. | €145.52/mo. | €145.52/mo. |
| up to 29 y. (no children) | €150.65/mo. | €150.65/mo. | €150.65/mo. |
| up to 29 y. (1 child) | €145.52/mo. | €145.52/mo. | €145.52/mo. |
Team Education
Responsible for: Care Student · DAK Student
These are the contact details of Care Concept AG. schengen-visa-insurance does not provide any advice.
Sources / status of information
Neutral summary of publicly available product information. Only the insurance terms (AVB) of the selected tariff are binding.
All prices, tariffs and contributions shown on this page are non-binding reference values in Euro (€) and refer to the conditions published by Care Concept AG and DAK-Gesundheit. Changes, adjustments and deviations are possible at any time. Only the current prices, tariffs and terms of the respective insurer at the time the contract is concluded apply.
Further information
- Schengen visa and national visa comparedThe Schengen visa concerns short stays, the national visa longer stays with a specific purpose. Which category applies to an application is decided by the competent mission.
- Extending or shortening the insured periodExtension and shortening are contract matters. They are handled by the insurer and follow the insurance terms of the plan.
- Information CenterThis page organises the information pages of this website by topic. It contains no recommendation and no rating of individual plans. Visas are decided by the competent authorities, contracts by the respective insurer.