🇦🇹Stay in Austria

Health insurance for Austria visa and residence permit – Care Austria

Care Austria is a Care Concept product for longer stays in Austria. This page reflects published product information from the provider. The applicable product terms and the requirements of the competent authorities are decisive.

Described by the provider as proof of insurance for visa procedures. The competent diplomatic mission decides on acceptance in the individual case.

Health insurance for foreigners in Austria

Insurance for a Schengen visa, insurance for study or training, and insurance evidence for a longer stay or residence permit in Austria are different use cases. This page separates those contexts and presents the provider information on Care Austria accordingly.

Health insurance for an Austrian residence permit

Longer stays are assessed differently from a short Schengen visit. The competent Austrian authority decides which form of insurance and which evidence is sufficient in the individual procedure. The Care Austria information on this page reflects published provider information.

Students, language courses and education in Austria

Care Austria Education is a provider variant for education-related stays. Whether it can be used for a specific purpose of stay and authority procedure must be checked against the current official requirements and policy documents.

Travel insurance for a short Austria / Schengen visa stay

Short Schengen stays follow different rules from national residence permits. Depending on the duration, incoming travel-health plans may be relevant; the competent mission decides whether the submitted evidence meets the visa requirements.

Plan features

The provider states the following features:

Described by the provider for all visa procedures
The supplementary declaration for the authorities is sent together with the policy
The start date of the insurance can easily be postponed, including re-issuance of the policy
Cover also in the EU and in the home country
According to the provider, reimbursement analogous to the ÖGK (Austrian Health Insurance Fund)
Treatment also by elective doctors (Wahlärzte) and in private clinics
Insurable up to the 75th birthday

Care Austria 364 and Care Austria compared

Neutral side-by-side presentation of published tariff features. No ranking or product recommendation.

Benefit	Care Austria 364	Care Austria
Maximum duration	364 days	unlimited
	€51.00/month	€56.00/month
treatment incl. private clinics	✅	✅
	✅	✅
treatment incl. elective / private doctors	✅	✅
Medication and dressings (prescribed)	✅	✅
Preventive check-ups, per	€500	€500
, per	€1,500	€1,500
Radiation/light therapy, massage, physiotherapy, per	€1,500	€1,500
Aids (), per	€2,500	€2,500
Dental treatment incl. fillings	✅	✅
Annual check-up incl. dental cleaning	✅	✅
	80 % up to €750	80 % up to €750
Accident-related	€3,000	€3,000
	✅	✅
(Nachhaftung)	4 weeks	4 weeks
/ funeral costs on death	up to €25,000	up to €25,000
Reimbursement analogous to	✅	✅
, per	28 days	28 days
Cover in the EU	30 days	✅
for education and training	❌	6 years
24/7 emergency number	✅	✅
Digital insurance card	✅	✅

Please refer to the provider's terms of insurance (AVB) for the exact scope of cover.

Care Austria Education – Requirements & premiums

Care Austria Education is a plan variant for stays related to education or training. Requirements and premiums follow the provider’s published information.

Requirements according to the provider:

Age between 12 and 35 years
Stay in Austria for educational purposes – e.g. studies, language course, preparatory course, PhD, guest researcher or Au-pair
The education must be verifiable
According to the provider the premium is guaranteed for six years, as long as the education can still be documented

Premiums Care Austria Education

Age	up to 364 days	unlimited
12–35 years	€51.00/month	€56.00/month

Care Austria Standard – premiums

The provider describes Care Austria Standard for other purposes of stay in Austria, including expatriates, seasonal workers, people with private means and emigrants.

Duration up to 364 days

0–64 years	€95.00/month
65–74 years	€219.00/month

Duration unlimited

0–49 years	€155.00/month
50–64 years	€222.00/month
65–74 years	€510.00/month

Current premiums and all details can be found at the provider.

Important: health questions on application

According to the provider, when applying for Care Austria online a number of health questions must be answered. This distinguishes this product from some other tariffs. Please refer to the terms of insurance (AVB) and the provider's application for the exact information required and its consequences.

Product details at Care Concept →

Short stays in Austria (Maximum 92 days)

For shorter stays in Austria (up to 92 days), including stays connected with a Schengen visa, Care Concept also lists the products Care Economy and Care Visa Protect.

View incoming product information

Care Concept also lists Care Protector with personal liability and accident insurance.

Further information and terms of insurance

Questions about Care Austria? Contact the provider Care Concept AG:

Team Travel

Responsible for: Care Austria

+49 228 97735-86 travel@care-concept.de

Mon–Thu 8:00–18:00 · Fri 8:00–17:00 (CET)

These are the contact details of Care Concept AG. schengen-visa-insurance does not provide any advice.

Prices and currency notice

All prices, tariffs and contributions shown on this page are non-binding reference values in Euro (€) and refer to the conditions published by Care Concept AG and DAK-Gesundheit. Changes, adjustments and deviations are possible at any time. Only the current prices, tariffs and terms of the respective insurer at the time the contract is concluded apply.