Repatriation: medically necessary or medically reasonable
In brief
Insurance terms use different phrases for repatriation, for example medically necessary or medically reasonable/advisable. These phrases are not equivalent. What applies in an individual case follows solely from the contract.
Type of sources used
The page draws on publicly available provider and policy documents and on official general information services, each with a review date.
Two different contractual phrases
In insurance terms, medically necessary usually describes a narrower condition than medically reasonable or medically advisable. Which criteria apply in a given plan is defined solely by its insurance terms.
No entitlement can be inferred from the wording alone. The phrases are distinguished here only in terms of terminology.
Who decides on the benefit
Benefits in an individual case are decided solely by the insurer or provider on the basis of the contract. This website does not assess any claim.
In a concrete event, the emergency or service contact named in the contract is responsible.
Where the authoritative wording is found
The authoritative wording is set out in the insurance terms (AVB) and in the provider's product documents. These documents alone govern interpretation.
Questions about this page
- Is repatriation always insured?
- That cannot be said in general. What matters is the wording in the plan and the insurer's decision in the individual case.
- Do the two phrases mean the same thing?
- No. They are different contractual terms whose content follows from the insurance terms.
Where to verify this authoritatively
The exact conditions are set out in the insurance terms (AVB) and in Care Concept AG's product information.
General information on insurance cover in Germany is published by the Make it in Germany portal.
Sources
- Health insurance in Germany
- Publisher:
- German Federal Government – Make it in Germany
- Classification:
- Official source
- Scope:
- Official overview of insurance cover and treatment pathways
- Reviewed on:
Note
Benefits are decided solely by the insurer or provider on the basis of the contract. This page does not assess any individual case.